The United States of America is the number three most populated nation in the world, falling short behind India and China. A vast country with a land span of 9,147,420 square kilometers making it great to travel around the states with land-driven transportations like cars, busses, trucks, motorcycles, etc. Unfortunately, with that many people and that big of space, accidents still occur every day. Especially for travelers.

America suffered at least three million injuries from car accidents per year that require medical attention. If you are one of those three million people, and you’ve just had a car accident and don’t know what to do, then this article is made for you. This article will teach you how to settle a car accident claim without a lawyer and help you successfully negotiate a fair settlement entirely on your own. Let’s start with the necessary steps below:

Prepare Evidence

First things first, after the event of a car crash, you must take pictures to substantiate your demands to the other party’s insurance company. The photos would include the followings:

· The damage to your vehicle and the state of your vehicle after the crash.

· The injuries you’ve sustained.

· And, the accident scene.

These prerequisite things can help you negotiate a settlement with the insurance company. If the police are present, ask for a copy of the police’s report to serve as evidence. After finishing up, please escort yourself to the nearest medical facility, or if you can’t do it yourself, call an ambulance.

Ask Witnesses

It is imperative that you get witnesses’ accounts of the accident. Make sure to record what they say and ensure that your side is not at fault before proceeding to demand a settlement. It will be even better if you can get them to testify on your behalf as it will be a better trustworthy, and convincing account from a neutral party. This will greatly improve your chance of getting a nice and fair settlement from the insurance company.

Write Your Demand Letter

After you’ve done all of the prerequisite steps above, then it is time to write a demand letter to negotiate your settlement. You will state these followings within your letter:

· Proper reasoning on why the insurance carrier is liable for the injuries and damage you’ve sustained.

· Your medical treatment and detail account of your injuries.

· The prepared evidence that was taken from the day of the accident.

· Your financial losses also include the physical and mental pain that you suffered from the accident.

Suppose you are unsure and need an example of a letter. In that case, you can find those examples to be plenty on the internet as accidents happen every day in the US, with many people representing themselves to settle for a claim.

Settling the Claim

The insurance company will always try to low-ball you as they want to compensate as low as possible and finish the issue as soon as possible. You can always negotiate and counter the demand or even file a lawsuit to pressure them. Once you’ve reached an agreeable amount, then prepare to settle and accept it.